Your Home Insurance Won't Cover You Here. We Will.
A single hospital visit in the USA can cost $15,000–$150,000 — and your home country's policy covers none of it. Compare A-rated visitor insurance plans and get covered in under 2 minutes.
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60,000+
Travelers Covered
151
Countries Covered
A-Rated
Carriers Only
100+
Nationalities Served
Licensed Broker
TX License #2608479TX
60,000+ Travelers Insured
Trusted by families in 100+ countries
4.9/5 Google Rating
Based on verified client reviews
256-bit SSL Secured
Bank-level checkout encryption
A-Rated Carriers Only
IMG · Trawick · WorldTrips
Who We Cover
Your Domestic Insurance Stops at the Border
Visitors, students, new immigrants, and international travelers all face different coverage gaps. We match each situation to the plan that actually protects it.
Visiting the USA
Non-US Citizens Visiting America
Your home country's health insurance won't work in the United States. A single hospital visit can cost $30,000+. Visitor insurance protects you for the entire trip.
- Emergency medical & hospitalization
- Medical evacuation coverage
- Meets visa application requirements
Traveling Internationally
Citizens of Most Countries Going Abroad
Whether you're from the USA, Europe, or Asia — traveling abroad means leaving your domestic insurance behind. International travel insurance keeps you covered worldwide.
- Medical coverage in 151 countries
- Trip cancellation & interruption
- Lost luggage & travel delays
Students & Scholars
F-1, J-1, and Study Abroad Students
The wrong plan can jeopardize your J-1 visa status. We specialize in coverage that meets U.S. Department of State and university requirements — with mental health benefits and emergency evacuation included.
- Meets J-1 visa DOS requirements
- Mental health & wellness coverage
- Repatriation of remains included
New to the USA
Immigrants & New Residents
Without domestic health insurance, a single U.S. ER visit costs $3,000 before any treatment begins. Short-term coverage eliminates that exposure from your first day of arrival.
- Coverage from day one of arrival
- Flexible plan durations
- Covers pre-existing conditions (select plans)
Simple Process
From Quote to Covered in Minutes
4 steps. No phone calls required. Your certificate is ready the moment you complete your purchase.
Enter Your Details
Tell us where you're traveling, how long, and your age. Takes less than a minute.
Compare Quotes
View plans side by side from top-rated providers and choose what fits your trip.
Buy Online Securely
Complete your purchase through a fully secure checkout with instant confirmation.
Travel with Confidence
Your coverage starts immediately. We're here to support you before, during, and after your trip.
The Risk of Traveling Uninsured
One Emergency in the USA Can Cost Everything
The United States has the highest healthcare costs in the world. Without coverage, a single accident or illness can leave visitors with life-changing medical debt.
$3,000+
Emergency Room Visit
Avg. US ER visit before treatment
$11,700
One Night in Hospital
Average cost per inpatient day in the USA
$1,500
Ambulance Ride
Average ambulance bill in the USA
$50,000+
Emergency Surgery
Common surgical procedure without insurance
Protection starts from just $1.10/day
A small daily cost protects you from bills that could wipe out your savings — or worse.
Travel Plans
Find the Plan That Fits Your Trip
Visitor, student, Schengen, or international — each plan is matched to a specific travel situation. Generic policies leave gaps. These don't.
Visitors to USA Insurance
Coverage for unexpected medical costs while visiting family or friends in the United States.
Schengen Visa Insurance
Meet Schengen visa requirements with approved medical coverage for European travel.
Student Travel Insurance
Protect your studies abroad with comprehensive health and trip coverage options.
J-1 Visa Insurance
Affordable plans meeting United States Department of State requirements for J-1 visa holders.
New Immigrant Insurance
Short-term medical protection for new U.S. residents before they obtain domestic insurance.
Trip & Cruise Insurance
Safeguard prepaid trip costs against cancellations, delays, or lost/stolen luggage.
Why Tower Hill
The Only Agency Built for the International Traveler
Most comparison sites are built for Americans buying coverage before a vacation. We're different. Tower Hill was built specifically for the global traveler — whether you're coming to the USA, exploring internationally, or studying abroad.
Covers travelers from every corner of the globe
Primarily for American travelers
Specialists in visitor & visa coverage
Generic comparison marketplaces
Plans that meet Schengen & J-1 requirements
No guidance on visa compliance
Curated A-rated carriers (IMG, Trawick, WorldTrips)
Dozens of unknown or unvetted providers
Licensed independent broker — not a reseller
Commission-driven referral aggregators
Free to compare — buy when you're ready
Pushy upsells and sales pressure
Learning Center
Know Before You Buy
Expert guides to help you choose the right plan, understand your coverage, and travel confidently.
Best Travel Insurance for Visitors to the USA — 2025 Guide
Compare the top visitor insurance plans from IMG, Trawick International, and WorldTrips. Expert picks for every type of traveler, with real pricing.
Travel Insurance with Pre-Existing Conditions: What's Covered
Most people have at least one pre-existing condition. Learn what 'acute onset' coverage means and which plans actually cover you.
Travel Insurance for Seniors Visiting the USA
Seniors face higher medical risks abroad. Discover the best visitor insurance plans for travelers aged 60–80+, including pre-existing coverage.
Meet Aria
A fully autonomous AI agent — available 24/7, fluent in 12 languages, and built to perceive, decide, and act on your behalf at every step of your journey.
Most travelers buy insurance they don't fully understand — and find out what it doesn't cover only when it's too late. Aria changes that. She operates fully autonomously — reading your situation, scoring destination risk, navigating the site, pre-filling your quote, and guiding you to exactly the right plan — without hold music, jargon, or a human in the loop.
No sign-up · No pressure · Fully Autonomous · 24/7 · 12 languages
Best Value. Safest Option. Cheapest Acceptable.
Aria doesn't just list plans — she labels every recommendation with a clear verdict and explains the exact tradeoffs in plain English.
Smart Recommendations50+ countries, scored before you buy.
Aria checks your destination's risk score — healthcare costs, political stability, disease outbreaks, crime — and shapes her recommendation accordingly.
Live Risk ScoringStep-by-step guidance when it matters most.
Sick at 2 AM abroad? Aria gives you emergency contacts, required documents, and honest claim likelihood — instantly. Upload receipts and bills right in chat.
Image Upload SupportedEvery clause. Plain English. Every time.
Pre-existing conditions, stability clauses, look-back periods — Aria translates any policy language into a simple 3-part breakdown you'll actually understand.
No JargonShe remembers everything you've told her.
Mention your destination early, ask about claims later — Aria holds the full context of your conversation and builds on it without making you repeat yourself.
Full Session ContextSpeaks your language. Naturally.
English, Spanish, French, Portuguese, Chinese, Hindi, Arabic, German, Russian, Japanese, Korean, Italian. Auto-detects from your first message.
Auto-DetectedGuides you through every step of buying.
Aria sits alongside the quote engine — explaining plan differences, catching coverage gaps, and handling objections at checkout so you buy with confidence.
Live in Quote EngineCan't type? Just speak.
Activate Aria with one tap and speak naturally — hands-free, in any of 12 languages. Built for travelers in transit, in hospitals, or anywhere typing isn't an option.
Real-Time TranscriptionReads your tone. Responds with empathy.
When Aria detects stress or anxiety in your messages, she shifts to a warmer, simpler response style. When you're calm and researching, she goes deeper. Every reply is calibrated to how you feel.
Sentiment AwareAria is live right now.
Ask anything — plans, destinations, claims, policy questions.
Trusted Providers
Our Insurance Partners
We work exclusively with providers who have earned a reputation for dependable coverage and exceptional claims service.
International Medical Group
Global health & travel insurance since 1990
Trawick International
Award-winning comprehensive travel protection
WorldTrips
Flexible international coverage trusted worldwide
All providers are A-rated and vetted for claims reliability
Our Promise
Coverage That Follows You,
Wherever You Are From
From a family visit to the USA to studying abroad in Europe — we've helped over 60,000 travelers from 100+ countries stay covered when it mattered most.
Start Your Free QuoteTailored Coverage
Visitor Insurance by Country
Find coverage designed for your home country — with information specific to your health insurance situation.
Why Trust Us
Credentials That Back Every Policy
We hold ourselves to the highest standards — so you can buy with complete confidence.
Licensed Insurance Broker
Texas License #2608479TX
We are a fully licensed independent insurance broker, legally authorized to sell and service travel insurance in the United States.
A-Rated Insurance Partners
Financially stable, trusted carriers
We partner exclusively with IMG, Trawick International, and WorldTrips — all carriers with strong financial ratings and proven claims reliability.
Bank-Level Security
256-bit SSL encryption
All transactions and personal data are protected with industry-standard SSL encryption. Your payment details are never stored on our systems.
Free to Compare
No obligation, no hidden fees
Comparing plans is completely free. You only pay when you choose to purchase. No pressure, no hidden fees, no commitment required.
Client Stories
What Our Clients Are Saying
“My parents were visiting from India and I needed visitor insurance quickly. Tower Hill made it incredibly easy — I compared three plans, picked the right one for my parents' ages, and had the policy documents in my email within minutes.”
Priya S.
India → USA
“I'm a Mexican citizen and was confused about what insurance I needed to visit my family in the U.S. Tower Hill's website explained everything clearly and the plans were actually affordable. Bought coverage for 3 months in under 10 minutes.”
Carlos M.
Mexico → USA
“As an international student on a J-1 visa, I was required to have specific coverage. Tower Hill's team helped me find a plan that met the Department of State requirements perfectly. Would absolutely recommend to any exchange scholar.”
Yuki T.
Japan → USA (J-1)
“As a frequent international traveler, I rely on Tower Hill every year. The plan comparison tool is the best I've found — transparent pricing, clear coverage details, and no hidden gotchas. Tower Hill has earned a customer for life.”
Marcus R.
USA → International
“Efficient. Affordable. Simple. Three important factors to making life easy and that's just what Tower Hill Corp provides. Fast approach to getting you what you need at an affordable price. Definitely satisfied and highly recommended!”
Lisa Mathis
Google Review Client
“My family relocated from Brazil and we needed health coverage before our employer plan started. Tower Hill walked us through new immigrant insurance options — exactly what we needed. Professional and genuinely helpful service.”
Fernanda O.
Brazil → USA (New Resident)
Quick Answers
Frequently Asked Questions
Absolutely. Tower Hill Travel Insurance serves travelers from most countries worldwide. Whether you're a citizen of India, Mexico, Brazil, the Philippines, or anywhere else — you can compare and purchase plans on our site. We specialize in coverage for non-U.S. citizens.
No Commitment to Compare
Browse all plans completely free
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Policy documents delivered immediately
Dedicated Support Team
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Your Trip Is Booked.
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Join 60,000+ travelers covered by A-rated plans — starting from $1.10/day. Free to compare, takes under 2 minutes to purchase.
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